A full carbon fibre build is a big-ticket purchase, and paying for it in one hit isn't always the plan. The short answer: yes, you can buy carbon fibre car parts on finance at Aero Carbon UK — both Klarna and Shop Pay Instalments are available at checkout, letting you spread the cost of a splitter, diffuser or full kit instead of paying it all up front.
Why finance makes sense for a carbon build
Genuine carbon fibre parts are made to order, not mass-produced off a shelf, and the quality shows in the price. Most buyers aren't grabbing one panel on a whim — they're planning a build: a splitter this month, a diffuser next, side skirts to finish it off. Spreading payments over time means you can commit to the parts you actually want, rather than settling for a cheaper alternative because of cash flow on the day you order. It also means a bigger single item — a bonnet or a full body kit — doesn't have to wait until you've saved the entire amount in one go.
How Klarna works at checkout
Klarna appears as a payment option on the checkout page alongside cards, PayPal and Apple/Google Pay. Select it, and Klarna splits your order into smaller instalments rather than one full payment — the exact plan and any interest-free terms you're offered depend on your order value and Klarna's own eligibility checks at the time of checkout, so the definitive numbers always show on the Klarna screen itself before you confirm. It's a soft credit check from Klarna's side, not ours, and approval is entirely down to them.
How Shop Pay Instalments works at checkout
Shop Pay Instalments does the same job through a different provider, and it's built directly into Shopify's checkout — the same checkout Aero Carbon UK runs on. Choose Shop Pay at the payment step and you'll be shown your instalment options and any interest terms before you commit. As with Klarna, eligibility and the exact repayment schedule are set by Shop Pay at checkout, based on your order and their own approval process.
Which one should you choose?
There's no single right answer — it comes down to which provider offers you the better terms on the day, since both run their own independent approval checks:
- Klarna — a widely recognised buy-now-pay-later provider, useful if you already have a Klarna account and want a familiar checkout flow.
- Shop Pay Instalments — built into the same checkout you're already using, so it can feel like the more seamless option if you're not fussed which provider you go with.
The best move is simply to select each one at checkout and compare the instalment plan you're offered before confirming your order — there's no cost to checking.
What else to plan for when financing a build
Financing changes how you pay, not how the parts are made. A few things still apply whichever option you choose:
- Lead times. Most parts are made to order — typically around 10 working days in production plus roughly 5 days for delivery, with larger panels like bonnets and bumpers shipped by sea over 30–45 days. Build that into your plan if you're financing a part for a specific date, like a show or a track day.
- Shipping. We ship worldwide with tracked delivery, and UK customers get free delivery on qualifying orders — see the current threshold on our FAQs page.
- Import duty. If you're ordering from outside the UK, import duty may apply on delivery — that's separate from your finance plan and isn't something we cover.
- Fitment. We always recommend professional installation. If you're not sure a part suits your exact model or spec, message us via our contact page before you order — it's a much cheaper question to ask than to answer after the parts arrive.
Full detail on all of the above, including current shipping timelines, is on our shipping policy page.
FAQ
Can I buy carbon fibre car parts on finance? Yes. Klarna and Shop Pay Instalments are both available at checkout, letting you split the cost of your order into smaller payments.
Is there a credit check? Both Klarna and Shop Pay run their own eligibility and approval checks when you select them at checkout — this is between you and the provider, not Aero Carbon UK.
Does financing change my lead time? No. Production and delivery timelines are the same regardless of how you pay — most parts are made to order, with roughly 10 working days production plus around 5 days delivery, and longer for large items shipped by sea.
Can I combine finance with the newsletter discount? New customers can take 5% off their first order by subscribing to our newsletter, then choose Klarna or Shop Pay at checkout as normal.
Do you offer finance on international orders? Klarna and Shop Pay availability can vary by country and by the provider's own criteria — the options you're eligible for will show at checkout based on your delivery address.
Ready to start your build?
Browse the full body kits & parts collection and choose Klarna or Shop Pay at checkout to spread the cost — genuine carbon fibre, made to order, with worldwide tracked shipping.
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